@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');
:root{--ink:#152c2c;--forest:#163f38;--gold:#b48b52;--cream:#f7f6f2;--line:#e3e5df;--muted:#64716d}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:'DM Sans',Arial,sans-serif;background:#fff;line-height:1.6}h1,h2,h3{font-family:Manrope,Arial,sans-serif;line-height:1.17;letter-spacing:-.035em}h1{font-size:clamp(2.5rem,5vw,4.8rem);margin:16px 0 22px}h2{font-size:clamp(2rem,3.5vw,3.1rem);margin:0 0 16px}h3{font-size:1.2rem}p{margin:0 0 18px}a{color:inherit}header{height:84px;background:white;position:sticky;top:0;z-index:10;border-bottom:1px solid var(--line)}.nav{max-width:1190px;margin:auto;height:100%;display:flex;align-items:center;justify-content:space-between;padding:0 24px}.brand{font-family:Manrope;font-weight:800;font-size:21px;text-decoration:none;letter-spacing:-.06em}.brand span{color:var(--gold)}.navlinks{display:flex;align-items:center;gap:26px}.navlinks a{text-decoration:none;font-size:14px;font-weight:600}.btn{display:inline-block;background:var(--forest);color:white;text-decoration:none;border:0;border-radius:5px;padding:14px 23px;font:700 14px 'DM Sans',Arial;cursor:pointer}.btn:hover{background:#24594d}.btn.light{background:white;color:var(--forest)}.btn.outline{background:transparent;color:var(--forest);border:1px solid var(--forest)}.wrap{max-width:1190px;margin:auto;padding:0 24px}.hero{background:#eef0ea;overflow:hidden}.hero-inner{display:grid;grid-template-columns:1fr 1fr;min-height:590px}.hero-copy{padding:90px 45px 80px max(24px,calc((100vw - 1142px)/2));align-self:center}.eyebrow{font-weight:800;text-transform:uppercase;letter-spacing:.16em;font-size:11px;color:var(--gold)}.lead{font-size:18px;color:#50615c;max-width:560px}.hero-image{background:linear-gradient(90deg,rgba(21,44,44,.05),rgba(21,44,44,.12)),url('https://images.unsplash.com/photo-1506377585622-bedcbb027afc?auto=format&fit=crop&w=1500&q=85') center/cover;min-height:480px}.hero-notice{font-size:12px;color:#5e6e66;margin-top:18px}.stats{background:var(--forest);color:white}.stats-inner{display:grid;grid-template-columns:repeat(3,1fr);padding:24px;gap:18px}.stat{border-right:1px solid #55756b;padding:10px 25px}.stat:last-child{border:0}.stat strong{display:block;font-size:20px}.stat span{font-size:12px;color:#c6d9d2}section{padding:92px 0}.section-top{max-width:690px;margin-bottom:35px}.muted{color:var(--muted)}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.benefit{padding:28px;border:1px solid var(--line);border-radius:8px}.benefit .symbol{font-size:27px;color:var(--gold)}.benefit h3{margin:15px 0 8px}.benefit p{font-size:14px;color:var(--muted);margin:0}.tint{background:var(--cream)}.property{border:1px solid var(--line);border-radius:9px;overflow:hidden;background:white}.property-image{height:215px;background-size:cover;background-position:center}.property-content{padding:24px}.property h3{margin:8px 0}.pill{display:inline-block;background:#e8eee9;color:#365d51;font-size:11px;font-weight:800;padding:5px 10px;border-radius:3px}.prop-line{display:flex;justify-content:space-between;border-top:1px solid var(--line);padding:10px 0;font-size:13px}.prop-line b{font-weight:700}.note{font-size:12px;color:var(--muted)}.calculator{display:grid;grid-template-columns:1fr 1fr;gap:36px}.panel{border:1px solid var(--line);border-radius:9px;padding:30px;background:white}.fields{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field label{display:block;font-size:12px;font-weight:700;margin-bottom:6px}.field input,.field select,.field textarea{width:100%;padding:12px;border:1px solid #d4dbd5;border-radius:5px;font:inherit;background:white;color:var(--ink)}.field input:focus,.field select:focus,.field textarea:focus{outline:2px solid #b5c8b8}.field.full{grid-column:1/-1}.result{background:var(--forest);color:white;border-radius:9px;padding:32px}.result .big{font-size:48px;font-family:Manrope;font-weight:800;line-height:1.1;margin:10px 0}.result .sub{color:#d4e2da;font-size:13px}.result-row{display:flex;justify-content:space-between;gap:12px;padding:12px 0;border-bottom:1px solid #4b6a60;font-size:14px}.result-row:last-child{border:0}.result-row strong{white-space:nowrap}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:25px}.stepnum{color:var(--gold);font-weight:800;font-size:32px}.cta{background:var(--forest);color:white;text-align:center}.cta p{color:#d3e3da;max-width:620px;margin:0 auto 25px}.cta h2{max-width:750px;margin:12px auto 22px}.contact{display:grid;grid-template-columns:1fr 1fr;gap:60px}.contactform{background:white;border:1px solid var(--line);border-radius:9px;padding:30px}.contactform .fields{grid-template-columns:1fr}.warning{border-left:3px solid var(--gold);padding:13px 18px;background:#f7f4ed;font-size:13px;color:#4c5d56}.legal{max-width:850px;margin:auto;padding:65px 24px 110px}.legal h1{font-size:45px}.legal h2{font-size:22px;margin:32px 0 12px}.legal ul{padding-left:24px}.legal p,.legal li{color:#43524c}footer{background:#102e29;color:white;padding:48px 0 20px}footer .foot{display:flex;justify-content:space-between;gap:30px;align-items:start}footer a{color:#e4ede8;text-decoration:none;margin-right:18px;font-size:13px}footer small{color:#b9cbc2}.footbottom{border-top:1px solid #48625a;margin-top:30px;padding-top:18px}.tag{display:inline-block;border:1px solid #c9d5cb;padding:5px 9px;border-radius:4px;font-size:12px;color:#426053}.menu{display:none}.risk-list{display:grid;grid-template-columns:1fr 1fr;gap:20px}.risk-list div{border-bottom:1px solid var(--line);padding:0 0 14px}.risk-list b{display:block;margin-bottom:6px}.risk-list span{color:var(--muted);font-size:14px}@media(max-width:850px){.navlinks{display:none}.menu{display:block}.hero-inner{grid-template-columns:1fr}.hero-copy{padding:65px 24px}.hero-image{min-height:320px}.grid3,.steps{grid-template-columns:1fr 1fr}.calculator,.contact{grid-template-columns:1fr}.stats-inner{grid-template-columns:1fr}.stat{border-right:0;border-bottom:1px solid #55756b}.stat:last-child{border:0}}@media(max-width:550px){section{padding:60px 0}.grid3,.steps,.risk-list,.fields{grid-template-columns:1fr}.property-image{height:200px}.result .big{font-size:38px}footer .foot{display:block}footer .foot nav{margin-top:20px}.hero-copy{padding:55px 24px}}